Knowing how to monitor your credit score in 2026 is absolutely essential in ensuring your credit score is in a good position, and isn’t subject to fraud or errors. In this post, we’ll take you through everything you need to know to monitor your credit score in 2026.

Understanding how to build credit in 2026 is vital for anyone looking to improve their general finances and better position themselves to buy a home, car, and more. In this post, we’ll take you through the essentials you need to build credit in 2026.

As of the end of 2025, Kikoff has helped consumers build more than 240 million total credit points since the company’s inception—a nationwide milestone equivalent to increasing the average credit score for every U.S. adult by one point.
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What does a good credit score look like? What credit score should you aim for to get the best loan, mortgage, or credit card? In this post, we'll go through what is generally considered a good credit score in 2026.

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Average first-year credit score impact of +86 points between Aug-2024 & Aug-2025 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Individual results may vary.
