What Is a FICO Score?

FICO score is one of the most used credit scoring models in the nation. In this post, we'll jump into what it is, how it's calculated, and how it plays a role in your credit building journey.

Impact of Credit History Length on Credit Scores

The length of your credit history is one of the core factors that goes into your credit score. In this post, we'll dive into exactly what it is, how it's calculated, and steps you can take to improve it.

How to Build Credit for Retirees

No matter what age you are, you have plenty of reasons to aim for a good credit score. Here’s a look at how to build credit for retirees.

How to Build Credit as Military Spouse

For military personnel, a steady paycheck can make it easier to build credit. For military spouses, building credit can be a bit more challenging. In this post, we'll jump into everything you need to know to build your credit as a military spouse.

How to Build Credit While on Active Duty

If you’re a member of the military on active duty, you might not spend much time thinking about your credit. In this article, we’ll take a look at how to build credit as active-duty military personnel.

How to Build Credit While Unemployed

Whether you’re newly unemployed or have been without a job for quite some time, you might be concerned about building and maintaining your credit score. In this article, we’ll show you how to build credit while unemployed.

How to Build Credit After a Bankruptcy

Declaring bankruptcy might feel like defeat at first, but in reality, it’s a financial clean slate. It may lower your credit score, but this impact doesn’t last forever. We’ll take a look at how to build credit after bankruptcy.

How to Build Credit After Divorce

Divorce can upend your life in a number of different ways, and your credit is one of them. In this post we'll go over everything you need to know to build credit after a divorce.

How to Build Credit as an International Student in the U.S.

Studying in the U.S. as an international student already comes with lots of stress and systems to navigate, especially including the U.S. credit system. In this post, we'll jump into how international students can go about building their credit while studying in the U.S.

How to Build Credit as a U.S. Expat

Navigating the U.S. credit system while working abroad can be quite confusing. In this post, we'll go over everything you need to know to build credit as a U.S. expat.

What Is TransUnion, and What Do They Do?

TransUnion is one of the 3 major credit unions in the U.S. In this post, we'll dive into exactly what they do, their backstory, and what their role in your credit journey is.

What Is Experian, and What Do They Do?

Experian is one of the 3 major credit unions in the U.S. In this post, we'll dive into exactly what they do, their backstory, and what their role in your credit journey is.

Best Apps To Find and Claim Class Action Lawsuits in 2026

Finding and claiming class action lawsuits is a great way to put some extra money in your pocket. In this post, we’ll explore the best apps to find and claim class action lawsuits, get notified about settlements, and track your claims in 2026.

What Is Equifax, and What Do They Do?

Equifax is one of the 3 major credit unions in the U.S. In this post, we'll dive into exactly what they do, their backstory, and what their role in your credit journey is.

What Is a VantageScore Credit Score?

VantageScore is one of the most used credit scoring models in the nation. In this post, we'll jump into what it is, how it's calculated, and how it plays a role in your credit building journey.

How to Build Credit as a Single Parent

Trying to improve your credit is especially difficult when you are the only one bringing in an income for your household. In this post, we'll jump into exactly how you can build credit as a single parent.

How to Build Credit as a Freelancer

Millions of people work as freelancers or otherwise participate in the gig economy. In this post, we'll dive into everything you need to know as a freelancer to build your credit.

7 Ways to Improve Your Credit Fast

Looking to improve your credit score fast? In this post, we'll cover 7 steps you can take today to improve your credit as quickly as possible.

What Is Credit Utilization and How Does It Affect Your Credit Score?

Credit utilization accounts for ~30% of your credit score, so it's highly important to have a strong grasp of what it is and exactly how it affects your credit score. In this post, we'll tackle answers to this and other frequently asked questions about credit utilization.

How to Build Credit as a Stay-at-Home Mom

There are several ways for stay-at-home moms to build credit, even if you're not working for pay right now. In this post, we'll show you all of the strategies you need to know to build credit as a stay-at-home mom.

How to Build Credit as a Teenager

Being a teenager is hard enough, and getting introduced to adult responsibilities like credit building complicates things even more. In this post, we'll take you through exactly what you need to know to build credit, whether you just turned 18 or are preparing to turn 18.

How to Build Credit in College

Wondering how to build credit as a college student? In this post, we'll explore all of the facets of building credit in college so your financial future is off to a good start.

How to Build Credit as a U.S. Immigrant

Immigrating to the United States is a huge undertaking, and learning how to build credit in the U.S. can be very overwhelming. In this post, we'll walk you through everything you need to know about building credit as a U.S. Immigrant.

How Are Credit Scores Used?

Having good credit can open doors for you now and in the future. Here’s a closer look at how credit scores are used and why it’s important to work toward having a good one.

What Are Credit Bureaus?

You might have heard of the three credit bureaus: Experian, Equifax, and TransUnion, but do you know exactly what they do? In this post, we'll examine what credit bureaus do, and why they're relevant to your credit.

How to Build Credit with Rent Payments

Building credit with your rent payments is a super easy credit win you don't want to miss out on. In this post, we'll walk you through exactly how to build credit with rent payments.

Best Rent Reporting Tools to Build Credit

Building credit with your rent payments is an easy way to boost your score, but without the right tools to report your rent, it can be hard to know how to do this. In this post, we'll take you through the best rent reporting tools for building credit on the market.

How to Monitor your Credit Score

Knowing how to monitor your credit score is absolutely essential in ensuring your credit score is in a good position, and isn’t subject to fraud or errors. In this post, we’ll take you through everything you need to know to monitor your credit score.

How to Build Credit: The Complete Guide

Understanding how to build credit is vital for anyone looking to improve their general finances and better position themselves to buy a home, car, and more. In this post, we’ll take you through the essentials you need to build credit.

What's the Difference Between FICO and VantageScore?

There are two major types of credit scores you should know about: VantageScore and FICO Score. In this post, we'll jump into the key differences, between how they're calculated and how they're used.

What Is a Good Credit Score in 2026?

Understanding what a good credit score is in 2026 is important to set the right credit building goals for yourself. In this post, we’ll dive into all aspects of this question, from how good credit scores vary by score model, your intentions with your credit, and more.

What is Credit invisibility?

Being credit invisible means that you have no credit history with one of the 3 nationwide credit reporting companies: Experian, Equifax, and TransUnion. Let's examine what this means in detail, and help you know if you're credit invisible.

What Credit Score Do You Need to Rent an Apartment in 2026?

It's super important to have a good credit score when sending in an apartment application. In this post, we'll examine what credit score you need to rent an apartment in the U.S., and steps you can take to get to that credit score.

Kikoff Marks 2025 as a Year of Impact, Surpassing 240 Million Credit Points Through AI-Driven Innovation

As of the end of 2025, Kikoff has helped consumers build more than 240 million total credit points since the company’s inception—a nationwide milestone equivalent to increasing the average credit score for every U.S. adult by one point.

Kikoff Integrates Optimal Path™ Interactive Score Planner from Equifax

Kikoff’s One Million-Plus Members will be Equipped to Achieve their Personalized Credit Score Goals and Advance their Financial Health.

2025 Guide to the Best Credit‑Building Companies for Immediate Impact

10 Simple Steps to Raise Your Credit Score in 2025

FHA Loans; Credit Scores: What You Really Need to Know

How to Get Pre-Approved for an FHA Loan

Is An FHA Loan Right for You? The Basics You Need to Know

Survey: 66% of Consumers Don’t Realize AI Could Help Their Finances

Can 'Buy Now, Pay Later' Actually Help You Build Credit?

Kikoff Launches AI Credit Disputes to Help 1M Users Fix Credit Report Errors for Free

5 Proven Strategies Kikoff Uses to Skyrocket Your Credit Fast

Best Credit Repair & Builder Companies of 2026: Kikoff Tops Our List

57% of Americans Feel Strapped for Cash Despite the U.S. Not Currently Being in a Recession, New Kikoff Survey Finds

Best Credit Builder Services of 2025: Data-Backed Comparison

Kikoff Joins the American Fintech Council (AFC) to Advance Responsible Credit-Building and Expand Access to Affordable Financial Tools

7 Best Credit Building Services (Low-Cost Picks Like Kikoff)

What apps help you build credit the fastest?

How to Spot a Credit Repair Scam and What to Do Instead

What’s the Top Credit Repair Service?

Budget Cuts, Side Hustles, and New Debt: How Americans Are Managing Rising Costs in 2025

Kikoff Launches AI-Powered Debt Negotiator to Tackle America’s Debt Crisis

Can You Rent an Apartment With Bad Credit?

Can you rent an apartment with bad credit? In this blog post, we will share some basic tips and information when renting an apartment when your credit report is not where you want it to be yet.

Best Credit Cards for Travel Points in 2024

What Is the Highest Credit Score and How Do I Get It?

Traveling with Credit Card Points: Where to Start Your Journey

Tips for Medical Bills: What is the Minimum Monthly Payment on Medical Bills?

Where Should I Be? Average Credit Score by Age, State, and Income

How to Start Traveling with Credit Card Points

What Does Inflation Mean for Your Cost of Living and Your Wallet?

Debt snowball vs avalanche: How to Tackle Your Debt

How much does a credit report cost?

Can I Build Credit with my Phone Bill?

Can You Get Credit Card Approval with No Job?

Can you get approved for a credit card without a job? In this post, we'll answer this in depth and explore strategies to get approved for credit cards without a job.

What is a Cosigner for a Car? The Lowdown on Cosigning a Car Loan

How to report identity theft to credit bureaus: a 10 step guide

Build Your Financial Knowledge with the Kikoff Financial Dictionary

Finding Your Budgeting Style: Trying on the 50/30/20 Budget Rule

Lease or Buy a Car: Making the Right Choice for You

Financial Stress and Mental Health

The Xs and Os of Setting a Budget: How to Create a Budget for the First Time

How to get your dream car with under a 600 credit score

What is TransUnion® reporting and why does it matter?

Kikoff Credit Account now reports to TransUnion

How to dispute credit report errors with Kikoff

Common credit report errors that you should dispute

Does PayPal Affect Your Credit Score?

Does PayPal affect your credit score? In this post, we'll explain to what extend PayPal and its products affect your credit score.

Who Uses Experian® FICO Scores?

Why Online ID Verification Sometimes Fails

How Kikoff Helps Build Credit with just $5 per month

What is APR? How to best calculate APR?

Kikoff vs. Self

How to Build Credit with Kikoff’s $750 Credit Line

Cuenta de crédito Kikoff: Todo lo que necesitas saber sobre este creador de crédito

Understanding your credit report

Kikoff Credit Builder Loan Review: LaKisha's Credit Story

Kikoff Credit Builder Review: Nick's Credit Story

Why we need Black-owned Banks

511 to 700 Credit Score: A Kikoff Team Member’s Journey

Kikoff Advisor Wanda Holland Greene on Financial Wellbeing

How do i get a 700 credit score?

Kikoff Credit Builder Review: Shuronda’s Credit Story

When will Kikoff's credit builder account show up on my report?

Kikoff Credit Builder Review: Alexus' Credit Story

Kikoff Credit Builder Review: John's Credit Story

Kikoff Credit Builder Review: Illianna's Credit Story

Kikoff Credit Account: Everything you need to know about this credit builder

4 (Easy) Habits of Wealthy People