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1 Based on real Kikoff members who made a purchase with the Kikoff Credit Account between January 2021 and March 2024 with starting scores below 600 and made their first payment saw an average Equifax Vantage 3.0 score increase of 28 points after their first month. Late payment may negatively impact your credit score. Individual results may vary.
2 Based on Kikoff customers who used the Credit Account product and made on-time payments, and didn’t add non-Kikoff delinquencies/collections to their credit profile. This data is based on observed Equifax Vantage 3.0 credit score changes, and is current as of November 2022.
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