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Best Credit Cards for Travel Points in 2024

Tips for Medical Bills: What is the Minimum Monthly Payment on Medical Bills?

What Is the Highest Credit Score and How Do I Get It?

Traveling with Credit Card Points: Where to Start Your Journey

How to Start Traveling with Credit Card Points

Where Should I Be? Average Credit Score by Age, State, and Income

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Best Credit Cards for Travel Points in 2024

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Tips for Medical Bills: What is the Minimum Monthly Payment on Medical Bills?

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What Is the Highest Credit Score and How Do I Get It?

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Traveling with Credit Card Points: Where to Start Your Journey

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How to Start Traveling with Credit Card Points

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Where Should I Be? Average Credit Score by Age, State, and Income

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Credit 101

Credit confusion? Start with the basics.

Where Should I Be? Average Credit Score by Age, State, and Income

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How to Start Traveling with Credit Card Points

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Traveling with Credit Card Points: Where to Start Your Journey

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What Is the Highest Credit Score and How Do I Get It?

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Tips for Medical Bills: What is the Minimum Monthly Payment on Medical Bills?

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Best Credit Cards for Travel Points in 2024

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Victory Lap

Celebrating real people, real credit stories, & real big wins.

Kikoff Credit Builder Loan Review: LaKisha’s Credit Story

LaKisha is 45 years old and lives in Houston. She runs her own event planning business and loves the freedom of being her own boss while connecting with her clients.
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Kikoff Credit Builder Review: Nick’s Credit Story

Nick is a 35 year old marketing director from Connecticut. During his teens and twenties, he maxed out credit cards and missed debt payments.
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Kikoff Credit Builder Review: Shuronda’s Credit Story

When she was younger, Shuronda racked up debt and late payments on her credit history. But since she had never worried about income, she never checked her credit score. Shuronda realized just how important credit is—as a safety net and financial tool—when the pandemic hit. In her four months with Kikoff, her credit score jumped up 76 points.
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Kikoff Credit Builder Review: Alexus’ Credit Story

Alexus wanted better credit to apply for loans and grow her business. During the year since joining Kikoff, Alexus’ credit score jumped from the low 600s up to 720. She dramatically increased her credit limit, and cut her APR in half.
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Kikoff Credit Builder Review: Illianna’s Credit Story

When Illianna was 18, she got her first credit card and ended up racking up debt and missed payments. She joined Kikoff last June to repair her credit. After less than a year, Illianna’s score has jumped up almost 200 points--up to 620.
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Kikoff Credit Builder Review: John’s Credit Story

John is 33 years old and works in operations at Microsoft. He lives in Atlanta, and is planning on applying for mortgage loans this summer. When John realized that a good credit score could save him money, he got his first credit card at the start of this year. 
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Beyond Credit

Something for every pitstop on the road to financial wellness.

4 (Easy) Habits of Wealthy People

So you want to be rich (or, like, pay your bills, have some fun, and start saving) — but aren’t sure how to get there. Here’s a secret: build smart, simple habits.
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Tools & Features

Build credit faster with powerful tools & affordable monthly plans

Monthly plans

Start building credit immediately with affordable plans that could help you score as much as +28 pts in your first month.

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Rent Reporting

Want to build credit with the rent you already pay? You're in luck. Now available with monthly Kikoff Premium plans.

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Secured Credit Card

Build credit with a swipe, a tap, or a click—whether you're scrolling for sneakers or buying grocies for the team.

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1 Based on real Kikoff members who made a purchase with the Kikoff Credit Account between January 2021 and March 2024 with starting scores below 600 and made their first payment saw an average Equifax Vantage 3.0 score increase of 28 points after their first month. Late payment may negatively impact your credit score. Individual results may vary.

2 Based on Kikoff customers who used the ⁨Credit Account⁩ product and made on-time payments, and didn’t add non-Kikoff delinquencies/collections to their credit profile. This data is based on observed Equifax Vantage 3.0 credit score changes, and is current as of November 2022.

Kikoff Inc NMLS ID# 1930930 | Licenses

New Mexico residents only – TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER YOU MAY WRITE OR CALL Compliance Director at P.O. Box 40070, Reno, NV 89504; (775) 993-6992.; or at support@kikoff.com. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website http://www.rld.state.nm.us/financialinstitutions/.
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