If you’re looking to buy a car, buy a home, or get a loan, you’ll need to pay attention to both lenders’ interest rates and APR (annual percentage rate). But what’s the difference? And how do you calculate APR?
There are two major types of credit scores you should know about: VantageScore and FICO Score. At Kikoff we provide you with a VantageScore 3.0 credit score, but we expect you to see improvements in all other types of …
You build credit by borrowing money and then consistently demonstrating that you can make re-payments on time. The Kikoff Credit Account is a revolving credit line that addresses 80% of your credit score: payment history, account utilization and account age…
Una buena puntuación crediticia abre puertas. Demuestra a los prestamistas que eres lo bastante fiable como para devolver los préstamos. Esto es lo que consigues:
Tipos de interés más bajos, para que pueda ahorrar miles de dólares
At Kikoff, we understand the importance of establishing a strong credit score for financial success. That’s why we have developed user-friendly products that don’t require significant financial resources or extensive knowledge of the financial industry.
Your credit report is an important document that provides a snapshot of your credit history. It includes information such as your payment history, credit utilization, and any accounts in collections. Understanding your credit report is key to maintaining good credit …
Credit utilization is an important factor that affects your credit score. In fact, it accounts for about 30% of your FICO score. Credit utilization refers to the amount of credit you use compared to your total credit limit. For example, …
LaKisha is 45 years old and lives in Houston. She runs her own event planning business and loves the freedom of being her own boss while connecting with her clients.
When she was in college, LaKisha racked up credit card …