Mortgage Refinance Calculator

Find out if refinancing your mortgage makes financial sense by comparing your current terms to a new rate and seeing your break-even timeline.

5000
250000
0.07
0.06
30
25
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Monthly Savings
New Payment
Monthly Savings
Credit Score Impact
Credit Score: 670 — New Rate: 6.00%
300 850
For users with a starting credit score under 600, Kikoff adds 86pts* in a year with on-time payments.
Start for as little as $5 per month →
Current Payment
New Payment
Lifetime Savings
Break-Even

Disclaimer: This simulator provides estimates only; actual interest rates and outcomes may differ.

Additional 

Mortgage

 Calculators