Mortgage Calculator With Extra Payments

See how making extra payments — monthly, biweekly, or annually — can shorten your mortgage and save you thousands in interest.

0.2
200
350000
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Interest Saved
Principal
Interest
Extra Payments
Credit Score Impact
Credit Score: 670 — Est. Rate: 6.70%
300 850
For users with a starting credit score under 600, Kikoff adds 86pts* in a year with on-time payments.
Start for as little as $5 per month →
Original Payoff
New Payoff
Time Saved
Total Interest (Original)

Disclaimer: This simulator provides estimates only; actual interest rates and outcomes may differ.

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