See what your monthly payment looks like on a 50-year mortgage, which spreads your costs over a longer period for a lower monthly bill.
Disclaimer: This simulator provides estimates only; actual interest rates and outcomes may differ.
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Average first-year credit score impact of +86 points between Aug-2024 & Aug-2025 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Individual results may vary.