Mortgage Affordability Calculator

Figure out how much house you can realistically afford based on your income, debts, and financial goals.

75000
40000
500
0.36
Fees, Insurance, and more:
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Max Home Price
Principal & Interest
Property Tax
Home Insurance
Credit Score Impact
Credit Score: 670 — Est. Rate: 6.70%
300 850
For users with a starting credit score under 600, Kikoff adds 86pts* in a year with on-time payments.
Start for as little as $5 per month →
Max Loan Amount
Down Payment
Max Monthly Payment
DTI Ratio

Disclaimer: This simulator provides estimates only; actual interest rates and outcomes may differ.

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