Auto Loan Refinance Calculator

See if refinancing your auto loan to a lower rate could reduce your monthly payment and save you money over the remaining term.

20000
7.9
5.9
60
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Monthly Savings
New Payment
Monthly Savings
Credit Score Impact
Credit Score: 670 — New Rate: 6.00%
300 850
For buyers with a credit score under 600, Kikoff adds 86pts* in a year with on-time payments — helping you qualify for better auto refinance rates.
Start for as little as $5 per month →
Current Payment
New Payment
Lifetime Savings
Break-Even

Disclaimer: This simulator provides estimates only; actual interest rates and outcomes may differ.

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