Texas Auto Payment Calculator

Calculate your monthly car payment with Texas's average sales tax rate factored in so you know your true out-the-door financing cost.

0.2
35000
5000
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Estimated Monthly Payment
Principal
Interest
Sales Tax (6.50%)
Credit Score Impact
Credit Score: 670 — Est. Rate: 6.70%
300 850
For buyers with a credit score under 600, Kikoff adds 86pts* in a year with on-time payments — helping you qualify for better auto loan rates.
Start for as little as $5 per month →
Loan Amount
Total Interest
Total Cost of Loan
Payoff Date

Disclaimer: This simulator provides estimates only; actual interest rates and outcomes may differ.

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