Our mission is to empower everyone to achieve financial security.
Editorial Principles

Balance
Our readers are entitled to, and deserve, balanced, complete, and accurate information when visiting the Kikoff blog.

Empathy
We aren’t here to judge you for not having credit history or for not knowing how to build credit. We’re here to help you on your journey towards financial security, and take the steps that make sense for you.

Reputable
Our sources are diverse, verifiable, and reputable. We intentionally seek out experts who represent financially underserved consumers, and we always cite our findings so you can dig deeper into the data, too.

Disclosures
We will always disclose paid partnerships explicitly, but that doesn’t affect our editor’s opinions. Information about financial products not offered by Kikoff is always collected independently.
Fact-Checking
Credit-building and finances are not something we take lightly (it’s our job, after all), and we always strive to ensure that every article is current when it’s published.
All content goes through a careful and rigorous fact-checking process involving writers, editors, and additional support. Our team also relies on primary sources and authoritative, reliable sources including government and industry websites, data, and documents, to ensure our content is clear and complete — because everyone deserves accurate information.
As writers, sometimes we make mistakes. When that happens and we make a factual error, we post a correction on the article where the error occurred with the date the correction was made.
Financial Advocacy
At Kikoff, we’re actively making our own technology to lower costs and remove barriers so more people can achieve financial security — starting with building their credit. With that in mind, we understand that people’s relationships and experiences with financial systems and institutions can vary greatly depending on their background, and we’re committed to helping you navigate them on your personal journey. Our content will always promote inclusion and champion diverse experiences, so not one story is told.
