What is Kikoff?

Kikoff is the first company that lets you build credit for free with just your identity

The best money lesson I ever learned: the power of compound interest

Are You Credit Invisible?

Being credit invisible means that you have no credit history with one of the 3 nationwide credit reporting companies: Experian, Equifax, and TransUnion. In the U.S., 26 million consumers fall into the “credit invisible” category.

What Credit Score Do I Need to Rent an Apartment?

10 Simple Steps to Raise Your Credit Score in 2025

7 Top Rent Reporting Services to Boost Your Credit in 2025

2025 Guide to the Best Credit‑Building Companies for Immediate Impact

FHA Loans; Credit Scores: What You Really Need to Know

How to Get Pre-Approved for an FHA Loan

Survey: 66% of Consumers Don’t Realize AI Could Help Their Finances

7 Proven Steps to Improve Your Credit Score Quickly

Is An FHA Loan Right for You? The Basics You Need to Know

57% of Americans Feel Strapped for Cash Despite the U.S. Not Currently Being in a Recession, New Kikoff Survey Finds

Can 'Buy Now, Pay Later' Actually Help You Build Credit?

FICO 10 BNPL and Buy Now, Pay Later: What’s Changing and What it Means for You

5 Proven Strategies Kikoff Uses to Skyrocket Your Credit Fast

Kikoff Launches AI Credit Disputes to Help 1M Users Fix Credit Report Errors for Free

How to Report Rent Payments for Credit Building

Best Credit Repair & Builder Companies of 2025: Kikoff Tops Our List

Best Credit Builder Services of 2025: Data-Backed Comparison

7 Best Credit Building Services (Low-Cost Picks Like Kikoff)

Kikoff Joins the American Fintech Council (AFC) to Advance Responsible Credit-Building and Expand Access to Affordable Financial Tools

How to Spot a Credit Repair Scam and What to Do Instead

Finding Your Budgeting Style: Trying on the 50/30/20 Budget Rule

What apps help you build credit the fastest?

The Ultimate Guide to Building Credit with Rent Payments

The Aimbot Approach to Credit: Kikoff CTO and Co-Founder Christophe Chong on Building for Users with Subprime Credit

How to Spot a Credit Repair Scam and What to Do Instead

What’s the Top Credit Repair Service?

How to Raise Your Credit in 30 Days

Budget Cuts, Side Hustles, and New Debt: How Americans Are Managing Rising Costs in 2025

15 Proven Ways to Improve Your Credit Score (Backed by Experts)

“I want all three!” - How to score monthly 3B credit reports and more—for less

Kikoff Launches AI-Powered Debt Negotiator to Tackle America’s Debt Crisis

Credit Utilization Essentials

Best Credit Cards for Travel Points in 2024

Discover Everyday Value with the Capital One Savor Cash Rewards Credit Card

Tips for Medical Bills: What is the Minimum Monthly Payment on Medical Bills?

What Is the Highest Credit Score and How Do I Get It?

Traveling with Credit Card Points: Where to Start Your Journey

How to Start Traveling with Credit Card Points

Where Should I Be? Average Credit Score by Age, State, and Income

What Does Inflation Mean for Your Cost of Living and Your Wallet?

Debt snowball vs avalanche: How to Tackle Your Debt

Which Debt Should I Pay Off First? A Guide on How to Start Paying Off Debt

How much does a credit report cost?

Can I Build Credit with my Phone Bill?

What is a Cosigner for a Car? The Lowdown on Cosigning a Car Loan

Build Your Financial Knowledge with the Kikoff Financial Dictionary

Financial Stress and Mental Health

The Xs and Os of Setting a Budget: How to Create a Budget for the First Time

Credit Builder Loan: Self vs. Kikoff

Renting an apartment with bad credit

Kikoff Credit Account now reports to TransUnion

What is TransUnion® reporting and why does it matter?

What credit score do you need for an Amazon credit card?

How to dispute credit report errors with Kikoff

Common credit report errors that you should dispute

Why Online ID Verification Sometimes Fails

Credit Cards for a 600 Credit Score

Does PayPal affect your credit score?

What is a good credit score?

Who Uses Experian® FICO Scores?

Kikoff Your Year: Free Annual Credit Report

How to Get a 720 Credit Score in 6 Months

How Kikoff Helps Build Credit with just $5 per month

Kikoff 信用账户： 您需要了解的有关该信用账户的一切信息

What is APR? How to best calculate APR?

What's Better? FICO Score vs. VantageScore

Kikoff vs. Self

Understanding your credit report

The Impact of Credit Scores on Auto Loans

What is Credit Utilization and how it affects your credit score?

What is a credit building product?

How much house can I afford?

Why we need Black-owned Banks

How to Build Credit at 18

Faster credit builder with 0% interest

Why isn't my credit report accurate or up to date?

Kikoff Credit Builder Review: Shuronda’s Credit Story

How to Build Credit with Kikoff’s $750 Credit Line

Kikoff Credit Builder Review: Alexus' Credit Story

When will Kikoff's credit builder account show up on my report?

Kikoff Credit Builder Review: Illianna's Credit Story

FAQs for Equifax’s reporting changes

Savings: How Do I Do It?

Giveaway Disclosures

How Can Debt Be Good?

Credit Score: The Basics