What is an excellent credit score?

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    KikoffKikoff
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    KikoffKikoff
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    An excellent credit score usually falls between 800 and 850, at least on the FICO scale. The excellent credit score range for VantageScore is pretty similar, starting at 781 and working up to 850 as well.

    What does an excellent credit score mean?

    It means you have a history of reliably paying off your debts, keeping your credit utilization low, and handling a variety of credit types well. With an excellent credit score, lenders view you as a very low-risk borrower.

    On average, this means you’ll have a better shot at securing the best interest rates on loans, getting approved for top-tier credit cards, and accessing greater financial opportunities overall. If you have excellent credit, keep doing what you’re doing!

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