
Jennifer is a personal finance writer based in Maryland. She’s covered a slew of money-related topics for sites that include Experian, Credit Karma, Insurify, Credit One Bank, Kelley Blue Book and more.
She holds a bachelor’s degree in journalism, a master’s degree in communications management and spent nearly a decade as a communications professional in corporate America.
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Average first-year credit score impact of +86 points between Aug-2024 & Aug-2025 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Individual results may vary.


