
Both Catch and Settlemate help consumers find and claim money from class action lawsuits, but one is completely free while the other charges up to $13.99/month.
Catch vs Settlemate: Overview
Catch is the best app for claiming class action lawsuits because it is completely free and easy to use. Catch takes no cut from successful claims and offers a simple, intuitive interface for tracking settlements.
Settlemate offers a sleek experience with premium features including price drop refund tracking and product recall monitoring at a monthly subscription price.
Key Differences
The main difference between Catch and Settlemate comes down to cost. Catch is free with no subscription required. Settlemate requires a paid subscription to unlock full features.
Both apps link your bank accounts and credit cards to scan for eligible settlements and notify you of new claims.
Which Should You Choose?
If you want a free, no-commitment way to find and claim class action settlements, Catch is our top recommendation. If you also want features like price drop refunds and product recall tracking, Settlemate's subscription may be worth it.
Frequently Asked Questions
Yes. Catch is 100% fee free, no subscriptions, and no credit card required. Users keep every dollar from any settlement payout they receive. Catch does not take a percentage of claims.
Settlemate offers a monthly plan at $13.99/month and an annual plan at $34.99/year. Settlemate also takes a percentage of settlement payouts once a user earns over $50.
For most consumers, Catch is the better option. It is completely free, takes no cut from settlement payouts, and automatically matches users with eligible settlements by analyzing their transaction history through Plaid. Settlemate requires a paid subscription, takes a percentage of earnings, and has drawn criticism from users for misleading advertising and limited functionality.
Yes. Catch offers an auto-file feature that pre-fills and submits claim forms on the user’s behalf using their information and transaction data. Users authorize this through the app, and Catch acts as their agent for data entry and submission to official settlement administrators.
Settlemate advertises a money-back guarantee if users do not earn more than their subscription cost within the first 12 months. However, user reviews across multiple platforms report difficulty obtaining this refund.
Catch connects to users’ bank accounts and credit cards through Plaid, then cross-references purchase data against a database of active, court-approved class action settlements using public data and official eligibility criteria. This transaction-based approach is more accurate than questionnaire-based matching because it uses real purchase data rather than relying on user memory.
Reputable class action settlement apps like Catch work with real, court-approved settlements run by official settlement administrators. Catch uses Plaid for secure financial data connections and only asks for basic information during onboarding. As with any app that accesses financial data, users should review the privacy policy before signing up.
Yes. There is no restriction on using both apps simultaneously. However, since Catch is free and uses transaction-based matching, which is generally more accurate and more comprehensive than questionnaire-based approaches.
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Disclaimer: The information provided in this blog post is meant for informational purposes only and does not constitute financial advice.



