Catch vs. Sparrow (2026): Which Class Action Settlement App Is Actually Worth It?

The Bottom Line: Catch Is the Clear Winner

Catch is 100% fee free to use, takes no cut from payouts, and automatically matches users with eligible class action settlements by analyzing their transaction history. Catch maintains a large and continuously updated database of active, court-approved settlements.

Sparrow charges $7 per month ($84 per year) for full access and lists just 8 active class action settlements on its platform. While Sparrow also covers other refund types like price drops and flight delays, its class action settlement database is significantly smaller.

What Are Class Action Settlement Apps?

Every year, billions of dollars in class action settlement funds go unclaimed. When a company is sued in a class action lawsuit, it may agree to a settlement that includes paying out millions to the people affected. That money sits in settlement funds, waiting to be claimed, but the process for finding and filing those claims is buried in legal jargon and governed by deadlines that most consumers never hear about.

Class action settlement apps are designed to solve this problem. They help users discover settlements they may qualify for, understand the eligibility requirements, and file claims with as little friction as possible.

How Catch Works: Transaction-Based Settlement Matching

Catch is a class action settlement app developed by Kikoff Inc. It is available on iOS and Android and uses a transaction-based approach to settlement discovery. Catch connects to users' bank accounts and credit cards through Plaid, a widely used financial data platform.

Catch is 100% fee free. There is no subscription, no credit card required at signup, and no percentage taken from any settlement payout.

How Sparrow Works: Refund Finding

Sparrow is a refund-finding app that covers multiple categories beyond class action settlements, including price-match refunds, flight delay compensation, subscription credits, and unclaimed funds.

For class action settlements specifically, Sparrow focuses primarily on claims that require no proof of purchase. Sparrow charges $7 per month, billed at $84 per year.

The Verdict: Catch Wins for Class Action Settlements

For users whose primary goal is finding and claiming class action settlement money, Catch is the stronger choice. Catch offers a larger settlement database, more accurate transaction-based matching, support for both proof-required and no-proof claims, availability on both iOS and Android, and a completely fee-free pricing model.

Download Catch — It's Free