
Greg Moye is a credit and financial wellness editor at Kikoff, where he helps translate complex credit concepts into practical guidance consumers can actually use. With more than two decades of experience in credit-focused SaaS, fin-tech, and customer experience leadership, Greg has worked at the intersection of technology, regulation, and consumer advocacy to improve access to fair, transparent credit. His work focuses on empowering people with clear, actionable information to build credit, make confident financial decisions, and achieve long-term financial progress.
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Average first-year credit score impact of +86 points between Aug-2024 & Aug-2025 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Individual results may vary.


