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The information provided in this blog post is meant for informational purposes only and does not constitute financial advice. Kikoff Inc. is a financial technology company and not a bank. The Kikoff Secured Credit Card is issued by Coastal Community Bank, Member FDIC. Terms and conditions apply & individual results may vary. Make consistent on-time payments to maximize credit building potential. Credit factors outside Kikoff, like other account balances or delinquencies, can have an impact on credit building progress. Subject to approval via identity verifications and subject to terms and conditions. Kikoff Credit Account reported line of credit intended exclusively for credit building purposes & can be used to finance the purchase of monthly Credit Service plans and/or digital educational material via the Kikoff Store. For more information, visit our Terms and Conditions and Privacy Policy. We report to the major credit bureaus: Equifax, Experian, and TransUnion. Features, tradelines, bureau reporting, & pricing may vary depending on plan purchased. This post may contain marketing messages and advertisements in compliance with the CAN-SPAM Act. Please refer to our Secured Card and Credit Account Terms for detailed product disclaimers.
1 Based on real Kikoff members who made a purchase with the Kikoff Credit Account between January 2021 and March 2024 with starting scores below 600 and made their first payment saw an average Equifax Vantage 3.0 score increase of 28 points after their first month. Late payment may negatively impact your credit score. Individual results may vary.
2 Based on Kikoff customers who used the Credit Account product and made on-time payments, and didn’t add non-Kikoff delinquencies/collections to their credit profile. This data is based on observed Equifax Vantage 3.0 credit score changes, and is current as of November 2022.
Kikoff Inc NMLS ID# 1930930 | Licenses
New Mexico residents only – TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER YOU MAY WRITE OR CALL Compliance Director at P.O. Box 40070, Reno, NV 89504; (775) 993-6992.; or at support@kikoff.com. This lender is licensed and regulated by the New Mexico Regulation and Licensing Department, Financial Institutions Division, P.O. Box 25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504. To report any unresolved problems or complaints, contact the division by telephone at (505) 476-4885 or visit the website https://www.rld.state.nm.us/financial-institutions/.