Your credit report is an important document that provides a snapshot of your credit history….
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What is Credit Utilization and how it affects your credit score?
Credit utilization is an important factor that affects your credit score. In fact, it accounts…
Why we need Black-owned Banks
We’re celebrating Black History Month. We’re striving to celebrate the Black community, while also drawing…
I have, like, no money. How do I save?
If you’re thinking seriously about your financial future, you’re already miles ahead of the crowd. Still, it can be tricky to know how to get started. One thing you can do immediately is to get smarter about saving your nickels. Here are four quick ways to start saving more money.
I’m jealous of friends who have more money than me. Am I a bad person?
May I start by saying welcome to the club? No, you are not a bad person. We all do the comparison act, especially when it comes to friends and their money.
What’s a New Years Money Resolution that Won’t Fail?
At the beginning of the year, everyone was eager to make a list of new year’s resolutions. We believe that we’re gonna follow through with them and change our entire lifestyle, right? Well usually that isn’t the case. In fact, around 80% of New Year’s resolutions fail by the second week of February. You must be thinking, what do I do now?
Are You Credit Invisible?
What does it even mean to be “Credit Invisible”? 26 million consumers in the U.S….
How Can Debt Be Good?
Does “Good Debt” even exist? Debt that occurs from careless spending can do nothing but…
Giveaway Disclosures
Eligibility: The giveaway is only open to current Kikoff users. How to Enter: To participate…