Credit is everywhere: interest, mortgage rates, security deposits, loan payments, leases. The first step to a good credit score? Seeing just how expensive bad credit is.
Auto loans vary dramatically with your credit score – from 4% to as high as 20%.
Good credit qualifies you for cards with the best rewards – travel points, cash back, sign-up bonuses. Many of these recommend a minimum of 690 to apply. With a bad credit score you’d probably be limited to secured credit cards, which require a costly deposit.
A lower credit score can cost you tens of thousands of dollars, as well as missed opportunities.
You deserve a safe and easy way to build credit – and reap the rewards of a better score! Luckily, we’ve got your back with a credit builder account 😇.
We believe in equal access to financial opportunity. Our Credit Account has 0% interest, no hidden fees, and no credit pull to apply. Learn more about how it works here.